At the Alpena Senior Citizens Center, a certified SHIP counselor can explain things so you can make informed decisions about your insurance.

Things like:

• Medicare benefits
• Your plan options
• How to enroll – When to enroll
• Costs
• Provide enrollment assistance

• If a senior has limited resources, a SHIP counselor can help apply for the appropriate program (Extra Help with prescriptions), Medicare Savings Program (Part B premiums), or Medicaid and/or other opportunity to join or switch your Medicare drug plan.
• A SHIP Counselor can help seniors save Rx costs by identifying other resources/manufacturer programs and help seniors evaluate their drug plan during the annual Part D Open Enrollment.
• A SHIP Counselor can explain Long Term Care options and assist with the application process.
• A SHIP Counselor will identify and report Medicare & Medicaid fraud and abuse.SHIP is a free service.  SHIP Counselors do not make decisions for you; they do not sell you insurance; they guide you through your options.   Call 356-3585 extension 21 for more information.